Family budgeting – just the thought of it makes most of us cringe. Many people make an honest attempt to budget, but become discouraged and give up before they are able to accomplish any significant financial gain. Many do attempt to curb spending and live within their means. Others may fall into bad habits, habitual spending patterns or impulse shopping and over-extend themselves, especially during the holiday seasons landing knee-deep in debt! The top three causes of budget failure come into play before you even begin to set up your budget. Awareness of these budget busters is your first line of defense in the ‘Battle of the Budget’.
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Recognizing our own responsibility in our life decisions goes against human nature. Throughout history mankind has been more inclined to immediately seek a scapegoat to blame if anything goes wrong and not as planned. Most would not take the time to consider it was due to poor individual choices and decisions made with lack of personal knowledge. Thankfully, there were a few, who must have questioned this and aided mankind's intellectual evolution! |
Cynthia A NahinI live in Southwest Michigan and am excited at being able to create and share this blog with you. I hope you return often as I will provide you with many creative concepts that I have learned and put to practice successfully to achieve my end set goals! Believe me, you can do it, too! Blog Archives
March 2012
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